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Staying on Track
Experience has shown that sticking to your long-term plan is the surest route to meeting your financial goals. Major economic and political events come and go, and may have an immediate impact on the markets and your portfolio.

The Value of Advice
Over the past four to five years, there has been ample research focused on answering the question, "Do advisors provide value?" Time and time again the research says, "Yes."

4 Tips to Help You Beat the Winter Blues
Across most of Canada, winter means month after month of shorter days and longer nights, plus seemingly endless cold and snow. We should be used to it by now. After all, it’s the same every year.

Jim Govanis
The Hadjiyianni Team
330 Marsland Drive
Waterloo,ON, N2J 3Z1
Phone: 519.725.3941 ext 224
Fax: 519.725.5525
E-mail: jimg@ipcwaterloo.com
Web: http://www.ipcwaterloo.com

©2016 Investment Planning Counsel
Disclaimer: This Report is written by Investment Planning Counsel, a fully integrated Wealth Management Company. Mutual funds available through IPC Investment Corporation and IPC Securities Corporation. Securities available through IPC Securities Corporation, a member of the Canadian Investor Protection Fund and a member of the Investment Industry Regulatory Organization of Canada. Insurance products available through IPC Estate Services Inc. Mortgage Broker Services provided by Invis Inc. (Lic.# ON 10801 / SK 315928) or Mortgage Intelligence Inc. (Lic.# ON 10428 / SK 315857).

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